Time Deposit Accounts

Product Features

Short Term Deposits
Minimum Deposit ₱ 5,000
Term 30, 60, 90 days
Evidence of Deposit Certificate of Time Deposit
Interest Payment Optional monthly crediting to affiliate savings account
Pre-termination Charges Penalty + w/tax + documentary stamp tax
Additional Short Term Deposit Rates
Amount 30, 60 and 90 days
500,000-1,999,999 3%
 2,000,000 – up 3.25%
1 – Year TD
Minimum Deposit ₱ 50,000
Term 1 year
Evidence of Deposit Certificate of Time Deposit
Interest Payment
Interest paid in advance
Pre-termination Charges Penalty + w/tax + Documentary stamp tax
2 – Year TD
Minimum Deposit ₱ 100,000
Term 2 years
Evidence of Deposit Certificate of Time Deposit
Interest Payment Optional monthly crediting to affiliate savings account
Pre-termination Charges Penalty + w/tax + Documentary stamp tax
3 – Year TD
Minimum Deposit ₱ 20,000
Term 3 years
Evidence of Deposit Certificate of Time Deposit
Interest Payment Optional monthly crediting to affiliate savings account

Optional – Interest for 1 year paid in advance and every year thereafter

Pre-termination Charges Penalty + w/tax + Documentary stamp tax
5-Year TD(tax free)
Minimum Deposit ₱ 50,000
Term 5 years and 1 month
Evidence of Deposit Certificate of Time Deposit
Interest Payment Interest for 1 year paid in advance and every year thereafter
Pre-termination Charges Penalty + withholding tax +  Documentary stamp tax

Time Deposit Rates

As of February 26, 2020

Amount 30 to 180 days 1 year 2 years 5 years & 1 month
(Tax Free)
₱ 5,000 – 49,999 2.25%
₱ 50,000 – 99,999 2.50%
₱ 100,000 – 499,999 2.75%
₱ 500,000 & up 3.00%
₱ 50,000 – 249,999 3.25%*
₱ 250,000 & up 3.50%*
₱ 100,000 – 499,999 3.50%
₱ 500,000 & up 4.00%
₱ 50,000 – 499,999 4.00%**
₱ 500,000 & up 5.00%**

* Interest Paid in Advance
** Interest for 1 year paid in advance and every year thereafter.
Corporate accounts are taxable.

RATES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE

Contact Us

Please send us an email and we'll get back to you, asap.

Not readable? Change text. captcha txt