Time Deposit Accounts

Product Features

Short Term Deposits
Minimum Deposit ₱ 5,000
Term 30, 60, 90, 180 days
Evidence of Deposit Certificate of Time Deposit
Interest Payment Optional monthly crediting to affiliate savings account
Pre-termination Charges Penalty + w/tax + documentary stamp tax
1 – Year TD
Minimum Deposit ₱ 50,000
Term 1 year
Evidence of Deposit Certificate of Time Deposit
Interest Payment Optional monthly crediting to affiliate savings account

Optional – Interest Paid in Advance

Pre-termination Charges Penalty + w/tax + documentary stamp tax
2 – Year TD
Minimum Deposit ₱ 100,000
Term 2 years
Evidence of Deposit Certificate of Time Deposit
Interest Payment Optional monthly crediting to affiliate savings account
Pre-termination Charges Penalty + w/tax + documentary stamp tax
3 – Year TD
Minimum Deposit ₱ 20,000
Term 3 years
Evidence of Deposit Certificate of Time Deposit
Interest Payment Optional monthly crediting to affiliate savings account

Optional – Interest for 1 year paid in advance and every year thereafter

Pre-termination Charges Penalty + w/tax + documentary stamp tax
5 – Year TD
Minimum Deposit ₱ 50,000
Term 5 years and 1 month
Evidence of Deposit Certificate of Time Deposit
Interest Payment Optional monthly crediting to affiliate savings account

Optional – Interest for 1 year paid in advance and every year thereafter

Pre-termination Charges Penalty +graduated w/tax +  graduated documentary stamp tax

Time Deposit Rates

As of November 23, 2018

Amount 30 to 180 days 1 year 2 years 5 years & 1 month
(Tax Free)
₱ 5,000 – 49,999 2.35%
₱ 50,000 – 99,999 2.50%
₱ 100,000 – 499,999 3.90%
₱ 500,000 & up 4.25%
₱ 50,000 – 249,999 4.50%*
₱ 250,000 & up 5.00%*
₱ 100,000 – 499,999 5.50%
₱ 500,000 & up 6.00%
₱ 50,000 – 499,999 6.00%**
₱ 500,000 & up 7.00%**

* Interest Paid in Advance
** Interest for 1 year paid in advance and every year thereafter.
Corporate accounts are taxable.

RATES ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTICE

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