Time Deposit Account

Enjoy as much as 5.5% p.a. interest when you open a Time Deposit Account with us.

Time Deposit Rate Schedule – Effective April 25, 2017. (Subject to Change)

Earn the HIGHEST interest rate in Cebu with a minimum deposit of P 5,000. Minimum of 30 Days.

For Individual & Corporate Accounts:

  1. Short Term Certificate of Time Deposit:
Minimum Amount of Deposit P5,000.00
Term 30-90 days
Evidence of Deposit Certificate of Time Deposit
Interest Rate
AMOUNT RATE
5,000 – 49,999 2.35%
50,000 – 249,999 2.50%
250,000 – above 2.65%
Pre-Termination Charges Penalty + Withholding tax + Documentary Stamps

 

  1. One (1) year Certificate of Time Deposit:
Minimum Amount of Deposit P10,000.00
Term One (1) year
Evidence of Deposit Certificate of Time Deposit
Interest Rate 3.5%
Pre-Termination Charges Penalty + Withholding tax + Documentary Stamps

 

  1. Time Deposit for three (3) years
  2.  

Minimum Amount of Deposit P20,000.00
Term Three (3) years
Evidence of Deposit Certificate of Time Deposit
Interest Rate 4.5%
Pre-Termination Charges Penalty + Withholding tax + Documentary Stamps

 

  1. Time Deposit for five (5) years and one (1) month (TAX FREE)
  2.  

Minimum Amount of Deposit P50,000.00
Term Five (5) years and One (1) month
Evidence of Deposit Certificate of Time Deposit
Interest Rate
AMOUNT RATE
50,000 5.0%
500,000 – above 5.5%
Pre-Termination Charges Penalty + Withholding tax + Documentary Stamps